Step 1 Step 2
Net Monthly Income: $ Long-Term Goal:
(car, house, college, etc.)
Planned Savings/Investments (5%): $ 0

Net Annual Income: $ 0


Step 3 		Long-Term Goal Cost: $
   Food
          Food for Home $  
          Eating Out $  
   Rent/Mortgage $  
   Utilities
          Phone
                Basic $  
                Long Distance $  
          Cable TV $  
          Electricity/Gas $  
   Clothing
          Essential Clothes $  
          Sport Clothes $  
   Transportation
          Gas $  
          Bus $  
   Entertainment
          Movies $  
          Video Games $  
   Personal Care
          Basic Toiletries (toothpaste, deodorant, etc.) $  
          Extras (fragrance, high-end styling products) $  
   Emergency Savings $  
   Automobile Insurance $  
Step 4           Totals:  
$0
$0
Monthly Expenditures (Needs): $ 0

Money Available for Long-Term Goal (each month): $ 0

Number of Months to Reach Long-Term Goal: 0
 download this calculator